Transfer Limit Changed Without Warning
One routine bank transfer that normally goes through without much thought suddenly hit a lower limit in my Climate First Bank account. The recipient, linked account, and transfer method are all the same as before, which makes the change stand out. Rather than guessing that the account is restricted, I would explain the usual transfer amount, the new limit shown, and when I first noticed the difference.
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Bank transfer limits stand out quickly when the same recipient and linked account have worked the same way many times. I place Climate First Bank customer service next to the usual transfer amount, the lower limit now shown, and the date I first noticed the change. I prefer to keep the message about the transfer screen itself rather than assume the account has been restricted. Comparing one recent successful transfer with the current limit can also make the difference easier to explain. That gives a practical snapshot of normal account use without turning it into a broader banking complaint.